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111: Virtual Banking
... PROBLEMS 08.00............ CONCLUSION . 09.00………. REFERENCES 01.00 EXECUTIVE SUMMARY The Internet is emerging as an efficient delivery channel for financial services. With Internet banking, customers do not need to have special bank-issued software. Banks maintain their identity and can differentiate themselves by customizing the services and information they provide over the Internet. 02.00 TRENDS IN RETAIL BANKING What does better customer mean? Increasingly, customers are demanding more ... make banking easier for them. 03.00 ABOUT THE INTERNET The Internet has exploded in the last two years thanks to the invention of the so-called "browser." A browser is a point-and-click software program that allows "surfers" to navigate around the Internet without knowing any UNIX commands. The first browser was developed by the National Center for Supercomputing Applications, a government agency. With a browser and access to ... customers will move away from traditional banking and will become more dependent on electronic transactions using ATMs or PCs (Britt, Savings&Community Banker, February 1995, p.9). Thanks to the revolution, financial institutions are using software programs, online services, and even the Internet to allow customers to check balances, pay bills, and transfer funds among accounts, Bankers promise that, in the near future, we will also be able to more ...
112: Computer Security And The Law
... legal consensus on exactly what constitutes a computer[3]. The term used to establish the scope of computer security is "automated information system," often abbreviated "AIS." An Ais is an assembly of electronic equipment, hardware, software, and firmware configured to collect, create, communicate, disseminate, process, store and control data or information. This includes numerous items beyond the central processing unit and associated random access memory, such as input/output devises (keyboards ... restricting access to AIS to trustworthy subjects. Today, the integrity threat is no longer tractable exclusively through access control. The desire for wide connectivity through networks and the increased us of commercial off the shelf software has limited the degree to which most AIS's can trust accelerating over the past few years, and will likely become as important a priority as confidentiality in the future. Availability means having an AIS ... three security properties, largely for technical reasons involving the formal verification of AIS designs[4]. Although such verification is not likely to become a practical reality for many years, techniques such as fault tolerance and software reliability are used to migrate the effects of denial service attacks. C. Computer Security Requirements The three security properties of confidentiality, integrity, and availability are acvhied by labeling the subjects and objects in an ...
113: William Henry Gates III
William Henry Gates III Chairman and Chief Executive Officer Microsoft Corporatio William (Bill) H. Gates is chairman and chief executive officer of Microsoft Corporation, the leading provider, worldwide, of software for the personal computer. Microsoft had revenues of $8.6 billion for the fiscal year ending June 1996, and employs more than 20,000 people in 48 countries. Background on Bill Born on October 28 ... late mother, Mary Gates, was a schoolteacher, University of Washington regent and chairwoman of United Way International. Gates attended public elementary school and the private Lakeside School. There, he began his career in personal computer software, programming computers at age 13. In 1973, Gates entered Harvard University as a freshman, where he lived down the hall from Steve Ballmer, now Microsoft's executive vice president for sales and support. While at ... Microsoft, a company he had begun in 1975 with Paul Allen. Guided by a belief that the personal computer would be a valuable tool on every office desktop and in every home, they began developing software for personal computers. Gates' foresight and vision regarding personal computing have been central to the success of Microsoft and the software industry. Gates is actively involved in key management and strategic decisions at Microsoft, ...
114: The Computer
... user to communicate with the computer; and the output devices, such as printers and video display monitors, that enable the computer to present information to the user. The programs that run the computer are called software. Software generally is designed to perform a particular type of task. It prompts the user for input and commands, reports the results of these commands and other operations, stores and manages data, and controls the sequence of the software and hardware actions. When a computer boots up, it looks for the first thing in memory that it can find, this is usually called the operating system(CMOS). When the user requests that a ...
115: Bill Gates
Bill Gates When one thinks of computer software, one must think of Microsoft. In fact if you use a computer, chances are that you will have some type of program on there that is developed by Microsoft. The CEO, chairman, cofounder, and owner ... on Seattle streets. After entering Harvard with a major in law, Gates and Allen contemplated the idea of starting a company. Their vision soon expanded into the multi-billion dollar empire. "Gates is to the software what Edison was to the light bulb- part innovator, part entrepreneur, part salesman and full- time genius." Gates is the "Edison" of software. If it wasn't for him we wouldn't have Windows 95, Winword, Microsoft Internet Explorer, or countless others. In August, 24, 1995, Microsoft announces the availability of Microsoft Windows 95, worldwide. This new ...
116: Technological Literacy
... ROM encyclopedias (e.g., Microsoft's Encarta) shows how limited entries on, for example, `Australia' or `Aborigines' are, how ideas are connected by lateral links and pathways which exclude other knowledge options, and how the software in fact `teaches' the user-learner certain cognitive mapping strategies. In other words, the designers of software can easily become the literacy and pedagogy experts of tomorrow. This is not to say that many educational products on the market today are not pedagogically sound or lack innovative teaching-learning methods. But it ... visual graphics of hypertext means that the cyberspace navigator must draw on a range of knowledges about traditional and newly blended genres or representational conventions, cultural and symbolic codes, as well as linguistically coded and software driven meanings. Moreover, the lateral connectedness of hypertext information which users access by clicking on buttons or hotlinks, immerses navigators in an intertextual and multimodal universe of visual, audio, symbolic, and linguistic meaning systems. ...
117: History of the Internet
... computer just as a tool for crunching out data. Computers from know on took on a new facet as a communications tool. The second event was the technological creation of email. Ray Tomlinson created the software that made it possible for communication across the network. He can be credited with the use of the @ symbol for the use of an email address. What made this more of a social event than of a technological event was how it was created and used. Ray Tomlinson was a software developer for Bolt Beranek & Newman. The main focus of software development so far was for the transfer of files between hosts. The idea of this new software package was a personal side project. The feeling at that time was email had no significant use ...
118: Steve Jobs
... who, with Steve Wozniak, co-founded Apple Computer Corporation and became a multimillionaire before the age of 30. Subsequently started the NeXT Corporation to provide an educational system at a reasonable price, but found that software was a better seller than hardware. Steven Paul, was an orphan adopted by Paul and Clara Jobs of Mountain View, California in February 1955. Jobs was not happy at school in Mountain View so the ... On this basis the Apple Corporation was founded, the name based on Job's favorite fruit and the logo. Steve Jobs innovative idea of a personel computer led him into revolutionizing the computer hardware and software industry. When Jobs was twenty one, he and a friend, Wozniak, built a personel computer called the Apple. The Apple changed people's idea of a computer from a gigantic and inscrutable mass of vacuum ... only used by big business and the government to a small box used by ordinary people. No company has done more to democratize the computer and make it user- friendly than Apple Computer Inc. Jobs software development for the Macintosh re-introduced windows interface and mouse technology which set a standard for all applications interface in software. Two years after building the Apple I, Jobs introduced the Apple II. The ...
119: Computer Crime Is Increasing
... systems so that their interference with other computer systems is hidden and their real identity is difficult to trace. The crimes committed by most "hackers" consist mainly of simple but costly electronic trespassing, copyrighted-information piracy, and vandalism. There is also evidence that organised professional criminals have been attacking and using computer systems as they find their old activities and environments being automated. Another area of grave concern to both the ... can be introduced to networked computers thereby infecting every computer on the network or by sharing disks between computers. As more home users now have access to modems, bulletin board systems where users may download software have increasingly become the target of viruses. Viruses cause damage by either attacking another file or by simply filling up the computer's memory or by using up the computer's processor power. There are ... the Michelangelo virus. This virus was designed to erase the hard drives of people using IBM compatible computers on the artist's birthday. Michelangelo was so prevalent that it was even distributed accidentally by some software publishers when the software developers' computers became infected. SYSOPs must also worry about being liable to their users as a result of viruses which cause a disruption in service. Viruses can cause a disruption ...
120: Computer Crime: The Crime of the Future
... Had he not been stopped, he could have caused some real national defense problems for the United States (Sussman 66). Other "small time" hackers affect people just as much by stealing or giving away copyrighted software, which causes the prices of software to increase, thus increasing the price the public must pay for the programs. Companies reason that if they have a program that can be copied onto a disc then they will lose a certain amount ... received a lot of negative feedback. The loopholes for hackers and freeloaders may be closing, however. America On-line is reluctant to discuss specifics of its counterattack for fear of giving miscreants warning. However, many software trading rooms are being shut down almost as soon as they are formed. Others are often visited by 'narcs' posing as traders. New accounts started with phony credit cards are being cut off more ...


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