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91: Teenage Pregnancy
Over the past few years teenage pregnancy rates have grown substantially. More than one million teenagers will become pregnant this year in Canada, and the number is growing. Many socioeconomic factors influence pregnancy rates, such as; different races, different religions, financial status, education and family background. Another influence is the sexual education children are receiving or not receiving at school and at home. While the problem of teenage pregnancy ... while others feel that these courses end up encouraging teenagers to become sexually active. Studies have been done to find out just how important sex education courses are, and what effect they have on pregnancy rates. The amount of sex education they receive is not as important a factor, according to a new study. (Fewer girls get pregnant when involved in community, E8) Toronto Sun, 1998) Other sources say: Sex ...
92: Broadcasting and Programing
... might actually compete in a way. Less than 50 cities in the United States are overbuilt, or have more than one cable provider. Yet studies show that those overbuilt cities have lower basic cable subscription rates, $14.31 compared to $17.31. Can competition within the cable system be created? Probably not. The barriers against entry for new cable operators in a specific market are great. To begin with, the new ... dropping price and keeping their customers happy, delays will make the new guy on the block discouraged and out. Within the cable operator networks, like TCI or CableVision, networks themselves own or have a financial interest in some of the channels they carry. Time-Warner owns TBS, CNN and a host of other channels started by the Turner Broadcast System. Although this sounds like a serious violation of the anti-trust ... it has been shown that multi- system operators and overbuilt cities' operators are more likely to provide channels owned by other networks. Carrying their own channels allows networks to increase profits and helps keep subscription rates down. And, as a practical matter, cable systems need channels to put out there for people to watch. Owning or having financial interest in channels ensures that they have programming to carry. With all ...
93: Alcoholism: Is It Hereditary?
... and presented in popular tracts does not accurately reflect the state of knowledge in this area. No persuasive genetic mechanism has been proposed to account for accumulated data about alcoholic behavior, social differences in alcoholism rates or the unfolding of the disease. Biological findings about the offspring of alcoholics have been inconsistent and grounds exist to challenge the notion of an enhanced genetic liability for alcoholism that has been accepted wisdom ... Berridge and Edwards, 1981). Recent research on genetic mechanisms in alcoholism assumes that the genetic transmission of alcoholism has been firmly established. Support for this idea has been provided by research which found greater resemblance rates in alcoholism for identical twins versus fraternal twins and on the greater influence of the biologic versus the adoptive family in the development of alcoholism among adoptees (Goodwin, 1979). For example, Goodwin found that male ... to control drinking is inherited, researchers have begun exploring other biochemical differences that may account for alcoholism. Speculations about metabolic differences have a long history, and the metabolic process that has attracted perhaps the greatest interest recently has been the accumulation of acetaldehyde following drinking (Milam and Ketcham, 1983). Schuckit and Rayses (1979) found that young men with familial histories of alcoholism showed levels of acetaldehyde after drinking that were ...
94: "Is Moral Egoism Correct?"
"Is Moral Egoism Correct?" Moral Egoism states that "one never does wrong if one does what's in one's own self-interest; it's always morally acceptable to just look out for number one" (Barcalow, 295). I feel that I should do what is in my own self-interest for the most part, but not for everything, thus making moral egoism incorrect. When many people take a look at the definition of moral egoism, they may first think it is correct. People say, "of course I am going to do something if it benefits me." That, of course, is true. People should not smoke or do drugs because it is in their best interest not to. They also know they should wear their seatbelts, not drink bleach and never walk alone late at night. Many know that it is in one's best interest to exercise, eat healthy, ...
95: Personal Writing: My Interest in the Military
Personal Writing: My Interest in the Military For almost as long as I can remember, I have been interested in th military. Influenced by such movies as "Patton", and by my dad's interest in military history, my interst grew. More recently, my interest in military affairs has been encouraged by ROTC community service activities, through learning aabout leadership as a partisipant in the cadet chain of command, and from teachers at ________ who support our efforts to meet ...
96: Causes of the Great Depression
... trade barriers so as to protect American business, but if the United States would not buy from our Europeancounterparts, then there was no way for them to buy from the Americans, or even to pay interest on U.S. loans. The weakness of the international economy certainly contributed to the Great Depression. Europe was reliant upon U.S. loans to buy U.S. goods, and the U.S. needed Europe to ... end note 38). From early 1928 to September 1929 the Dow Jones Industrial Average rose from 191 to 381(end note 39). This sort of profit was irresistible to investors. Company earnings became of little interest; as long as stock prices continued to rise huge profits could be made. One such example is RCA corporation, whose stock price leapt from 85 to 420 during 1928, even though it had not yet ... own, and borrowing $75 from his broker. If he sold the stock at $420 a year later he would have turned his original investment ofjust $10 into $341.25 ($420 minus the $75 and 5% interest owed to the broker). That makes a return of over 3400%! Investors' craze over the proposition of profits like this drove the market to absurdly highlevels. By mid 1929 the total of outstanding brokers' ...
97: Confusion in the Japanese Economy: Four Problem Areas
... of a certain bank once said, "We have nothing to learn from abroad." At present, however, Japanese banks cannot borrow money from foreign financial markets unless they pay a "Japan premium" on top of market interest rates, as happened from 1962 to 1964. At that time, because Japan was seen as a second- or third-rate country, this was to be expected. However, Japan is now a financial giant. Is it strange that Japanese banks have to pay higher interest rates when they borrow money? At the international conferences I have attended over the past few months, whenever the Asian crisis is discussed, four countries--Thailand, Indonesia, Korea, and Japan--are mentioned as the ...
98: What To Know When Buying a Home
... of such a great purchase. The first step for a homebuyer is to understand the basic terminology used by banking institutions. Here is a short list of a few common terms: Adjustable Rate Mortgage (ARM)- interest rates on this type of mortgage are periodically adjusted up or down, depending on the financial index. Amortization- a method of equalizing the monthly mortgage payments over the life of a loan, even though the proportion of the principal to interest changes over time. In the early part of the loan, principal repayment is very small and interest repayment is very high; at the end of the loan the relationship is high. Annual percentage rate ( ...
99: Decline Of The American Empire
... to issue ecus for public consumption (they are already in use by governments). What if investment bankers and money brokers begin to buy up those ecus, at the cost of other currencies. With some European interest rates historically higher than North American rates, this is a strong possibility. European currencies - including the ecu - are already second only to the American dollar as a percentage of foreign-exchange reserves in industrialized countries. When European currencies are consolidated into ...
100: Great Depression 8
... by which crisis turns into depression and by which depression finally leads to.... a revival of activity." Banks played a significant role in the depression because they were in charge of all the money and interest rates. For example when banks had large reserves, they lowered interest rates. Cheaper loans encouraged manufactures to invest in new equipment and hire additional workers. The resulting expansion of production caused an upswing of the cycle. The increased borrowing eventually reduced the bank's reserves, ...

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