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Essay Galaxy - What To Know When Buying a Home What To Know When Buying a Home

As each American ventures into their journey through the “game of life”; one often begins with finding a home. Some prefer renting; yet, many prefer to buy a home. Buying a home can be exciting and perplexed. Getting the proper information can greatly help ease the anxiety and fears of such a great purchase. The first step for a homebuyer is to understand the basic terminology used by banking institutions. Here is a short list of a few common terms: Adjustable Rate Mortgage (ARM)- interest rates on this type of mortgage are periodically adjusted up or down, depending on the financial index. Amortization- a method of equalizing the monthly mortgage payments over the life of a loan, even though the proportion of the principal to interest changes over time. In the early part of the loan, principal repayment is ....

Number Of Pages: 4 Number Of Words: 997

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